Life is for living
Helping you grow, manage and protect your wealth
What I do
Why I do what I do
I’ve worked with executives, entrepreneurs and aspiring entrepreneurs for almost 30 years. I’ve worked with people in Australia as well as seven countries across South East Asia. What’s especially interesting to me, is that no matter the country or culture, some things remain the same.
First of all, people have a tendency to become totally consumed by their business or career. It’s not uncommon to be working crazy hours, seven days a week to keep the business growing or the career ticking along. That’s not necessarily a bad thing, but it usually comes at a cost. Health suffers, as do relationships, social and family life, along with any hopes of living a balanced, enjoyable life.
Second, people believe their business or their job is the ticket to long-term financial freedom. We’ve seen how fast the world changes and what is working for you now may not be working in 5 or 10 years time. It pays to have multiple strategies working together to ensure you reach your wealth creation goals.
Driven people by their very nature are risk takers, so they usually haven’t done much to protect themselves against risk. Most have the view that no matter what life throws at them, they’ll find a way to cope. Its an admirable trait, but when things get really tough – they get sick and can’t work, or worse – they tend not to have adequate protection in the form of life insurance, income protection insurance or TPD cover. There’s nothing more heartbreaking than seeing someone who has worked hard all their life leave a spouse with a large amount of debt and a family to support on one income. Or seeing someone become ill and unable to work for a long period of time, using up all of their savings that were supposed to be for enjoying life.
So, Equi Wealth and Veloce Funds Management were formed as a result of all those years of observation and experience, to help make sure people have a sound plan they can actually understand and put into action, and are well positioned to create, grow and protect their wealth.
At Equi Wealth, we work with you to develop your Wealth Creation MasterPlan. This is the blueprint for your financial success. We carefully analyse your current situation to understand all the opportunities and any inherent risks. We help you get clear on your goals for the next year, the next 5 years and all the way through to retirement. We then prioritise and begin to implement the plan with you to get you moving toward your ideal outcomes.
This is not a one-off, set-and-forget process. Your circumstances change, the market changes, legislation changes… So, we review progress with you regularly and together, we make any necessary tweaks or adjustments to make sure you stay on track.
With Veloce Funds Management, we have created an investment vehicle designed to get you into your first home or your next investment property much, much faster. See velocefunds.com for details.
Some of the lessons I’ve had to learn
I was recently asked what I would do differently if I could go back 20 or 30 years.
I’ve thought about this often. Not because I regret anything but because that’s the value of experience – being able to look back, take the lessons and apply them in the present. That’s how you make a really big difference to your own future and that of your clients.
So, the first thing I would do differently is that I would start early. Wealth creation is a long journey and the earlier you start, the bigger the wins. Over the course of twenty or thirty years, we’re talking potentially a million dollars or more better off.
I would have a plan. It’s so easy to float through your twenties not thinking too hard about anything (just like I did), make some questionable decisions, get to your thirties and start loading yourself up with debt (think buying a house and having a family) and falling into the traps that stop the majority of Australians achieving their goals – an overload of bad debt, poor money management skills and an overactive spending gland!
I would make a real commitment to making the plan a reality. Not overnight; I’m not talking about get rich quick schemes. I’m talking about knowing and applying the fundamentals consistently over time.
And finally, I would get much more advice and help. It’s easy to think you know everything and can do it all by yourself, but very few people achieve financial freedom by themselves. There is plenty of advice and assistance available from professional advisors and people out there who are already doing what you want to do.
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5 STEPS TO BUILDING YOUR INVESTMENT PORTFOLIO
THE DD PROCESS – WHAT TO DO BEFORE YOU INVEST
SPEAKING TOPICSLEARN MORE
I met John at his keynote presentation at the Business Blueprint conference in Sydney. Clearly a world class expert in what he does and one very good and entertaining speaker. Loved it lots and lots…
Tony Gattari, The Business Inspirer
I worked with John and his team for over a year in which time my business grew by 150%. I can rely on their honesty, strategy and good humour to navigate the path of being a business owner and genuinely value their guidance. What’s more, I don’t just get a ‘to-do list’ when I see them but also assistance to put in place what’s needed for our growth and a real person at the end of the phone to bounce ideas off.
Kylie Harker, Squirrel Business Hub
John is an exceptionally talented individual who has such a great passion to help others, its infectious! His tenacity to bring the right people together to create synergies and value is a privilege to watch and doing business with him is easy and fun – the way it should be!
Gavin Sequeira, Break Free From Corporate
I was really nervous about engaging my first professional mentor, but I loved John’s message. I’d been working so hard and getting no-where for a while – would this work for me? I’m pleased to say I’m very happy with the results.
Sharon Grant, Be More Awesome
Building relationships at all levels and placing client interests first are John’s highest priorities. He is a dynamic speaker, solid team player and genuinely supportive work compatriot. We worked on a number of projects together and John was always helpful, quick to offer constructive suggestions and able to lighten the mood with his wit and humour. You will find him personable, knowledgeable and willing to offer useful advice. His expansive network of contacts will prove invaluable in just about every business relationship.
Patrick Holt, Legal and Business Advisor
Our company Vogue Entertainment has contracted John on numerous occasions as a speaker & event host for some of our most valued clients. Time & time again, the response is virtually the same after a contracted event he is booked for – “Can we book John again for next year right now?” John’s ability to organise and manage combined with his affable and down-to-earth demeanour puts him at the top of his field.
I’ve connected with John in different working capacities over several years. He’s great – smart, astute, friendly, highly professional at all times and a pleasure to work with. He is a terrific relationship-builder. Highly recommendable!
Heather Dawson, Business Essentials